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Jewelry Appraisal
Valuing Your Valuables
Millers Jewelry in Bozeman can help you with insurance, inheritance, or any other type of fair market appraisal on a per-hour basis. Our certified gemologists will uncover the purity of your metal, the quality of your stones, and the price you can expect to sell at.
The Appraisals We Offer
Insurance & Fair Market
Insurance appraisals
Insurance appraisals are the most common types of appraisals we do. Insurance agencies often require valuables (such as jewelry!) to be individually appraised for replacement value in case of loss or theft. Our graduate gemologists are available to evaluate your piece(s) and complete an appraisal for your insurance provider or legal needs.
Each item is carefully examined, photographed, and quoted at the value that a similar piece would cost at the current retail market's standards; a detailed description is also typed up for each piece. Typically, our staff will check your item/items and complete the appraisal in approximately a week. Occasionally, we can set up appointments. Your valuables are, of course, kept in our safe while it's in our care. Our fee is based on the time it takes to perform the appraisal and is billed at our hourly rate.
Fair Market Value Appraisals
In certain instances, our clients need the fair market values of their jewelry. This is often the case when it comes to legal issues such as inheritance, divorce, bankruptcy, or if a family is attempting to divide an estate. If you are a legal firm in need of our jewelry services, please call our offices to discuss your particular situation. We have worked with many estate planners and family lawyers over the years.
Jewelry appraisal services are billed at our hourly rate. If the family decides to sell us any appraised items for cash, we typically refund the amount paid.
Please Note: Appraisals Are Not Evaluations
In-depth insurance appraisals for inheritances, etc., take time and equipment to perform. The Miller's Jewelry appraisal team can't justify offering them for free. You're welcome to a free evaluation of your yogo sapphire bracelet, ring, necklace, or other pieces of jewelry. However, all estimated prices from an evaluation are usually based on the raw materials of your item, and you'll be quoted the price we're willing to pay for new inventory—a number not useable in situations that require an official appraisal.